Please read these terms carefully before using Mahila Shakti
By accessing or using the Mahila Shakti application ("the App"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms") and our Privacy Policy. If you do not agree to these Terms, you must cease using the App immediately. This App is provided for your personal, lawful, and non-transferable use only.
To use Mahila Shakti, you must:
We reserve the right to suspend or terminate accounts that violate applicable laws or provide false information.
You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately at service@mahilashakti.com if you suspect any unauthorized access or use of your account. We may, at our discretion, suspend or disable accounts to protect the security of our users or the App's systems.
Mahila Shakti is designed to help users track and manage credit card expenses. You agree not to:
Any violation of these provisions may result in immediate account termination, and potential legal action.
We collect and process limited personal and device information (e.g., phone number, email, and device information) strictly for the purpose of operating and improving the service. All data processing adheres to our Privacy Policy. Sensitive information is encrypted and handled in strict compliance with Indian data protection laws, including the Digital Personal Data Protection Act (DPDP 2023).
While we aim to provide 24/7 access to the App, we may temporarily pause or restrict service for essential maintenance, upgrades, security enhancements, or system protection. Service interruptions may also occur due to force majeure events, such as power outages, natural disasters, government orders, or other circumstances beyond our reasonable control.
We reserve the right to terminate or restrict your account access at any time, for any reason, including but not limited to security concerns, legal requirements, or violations of these Terms or our policies. Upon termination, your right to use the App ceases immediately, and any related data will be deleted or anonymized as required by law.
All content, features, functionalities, trademarks, service marks, logos, and design elements within Mahila Shakti are the exclusive property of Mahila Shakti or its licensors. You may not copy, reproduce, distribute, modify, or reuse any of these intellectual properties without our express written permission.
The service is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. To the fullest extent permitted by Indian law, Mahila Shakti shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.
We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. Revised versions will be posted on our website. For significant changes, we will endeavor to provide you with at least 30 days advance notice through the App or via email before the changes take effect. Your continued use of the App after the effective date of the revised Terms signifies your acceptance of those changes.
For any questions, concerns, or complaints regarding these Terms, please contact us at:
Email: service@mahilashakti.com
We typically respond within 10 business days.